Category: self discovery

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Retirement

retirement
How will you manage retirement?

“Do not simply retire from something; have something to retire to” ~ Harry Emerson Fosdick

My readings/view on retirement brings up three questions often asked by people.

Disclaimer: any information here after is not meant to be financial advice and is of a general nature only and not meant to be professional advice.

These are…

  • How will I use my time?
  • How long will I live?
  • How long will my savings last?

Least certain of these is what’s my life expectancy and how long will my savings last?

Closely connected to this is how many hours can I work without affecting a pension?

Consult your financial planner before you are retired as there is a transition to retirement strategies you can implement. Have a budget and stick to it.

Consult Centrelink to find out what you are entitled to in the way of a pension as there are asset tests, age and residency requirements.

How will I choose to use my time is more in your control or will give you the most fulfilment as you enter retirement.

Having something to retire to or engage in is important as I know (as would you ) of many who retire and then struggle to find meaning in their new situation and decline rapidly in health and wellbeing.

Some people do the following to have meaning;

  • volunteer with local council, hospital or charity organisations
  • join a suitable club to keep up social activities
  • nurture a hobby you may have put aside in your “working” life
  • mentor a younger person
  • semi-retire until you can retire more fully

Now these a just a few ideas to get you started.

Was this article helpful? let me know.

Finding purpose and meaning

 

 

 

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Surviving Covid19, Omicron or whatever comes next

accepting help
when you need a hand

Surviving Covid 19,

If you still think Covid19 or Omicron is a myth then you are mistaken or living in some alternate universe.

Or maybe you have not experienced it yet for real.

I have and it’s not nice. It can be debilitating.

When I thought I might have it, I checked on the symptoms of Covid 19 and some of them matched, so I thought this is more like the flu, runny nose, brain fog and a cough. Then the weird sore throat hit me along with gut pains like I’ve never had and fatigue like I’ve just run 9.0 kilometres( I have done that)

So I thought it prudent to get a PCR test just in case it was Covid 19. Results came back 24 hours later, you are positive and must isolate for 7 days.

If this happens to you, get some sound medical advice (besides isolating the required time etc) and look after yourself.

Each person seems to have a different experience with Covid. Ensure you have good support medically and emotionally as it will affect your capacity to work, especially if you are interacting, face to face with customers as in retail( I am ) or hospitality.

So I isolated along with my wife, yes we both had it, for 7 days and returned to work as symptoms had abated, thank goodness.

Quick background facts; I was triple vaccinated and had a flu shot, prior to contracting Covid so I recommend getting your vaccinations done fully to assist with your recovery.

It is likely that other variants of this virus will come into our communities, so be proactive  please, get your vaccinations asap.

Medical support from your GP can be accessed through telephone now in most Australian towns.

Be kind to yourself and your family allowing time to recover because some people take longer than others to regain their health.

If you need someone to talk to besides a trusted friend, call me at 0419568043 or email slater@internode.on.net.

I emphasise the conversation is of a general nature and not intended to be professional medical advice or mental health consultation. I do not do therapy or counselling, however, I can help you with useful everyday strategies to transform your life based on your specific situation.

It will be judgement free and confidential.

We live in challenging and uncertain times and need new strategies to cope with an ever-changing world.

Let me help you navigate it.